monthly expenses excel spreadsheet reddit

#MONTHLY EXPENSES EXCEL SPREADSHEET REDDIT FREE#

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Use the appropriate flair for non-questions.Post titles must be specific to your problem.I tried doing manually in google sheets but i hated the accessibility and visuals so an app like this is much more preferable. i havent gone deeper into investments yet so this app feels perfect for my use case atmįor most basic use of income/expense tracking, this is the best.

#MONTHLY EXPENSES EXCEL SPREADSHEET REDDIT FREE#

Pros: very easy to manage, reports are automatically charted, multiple wallets, not a lot of fuss when recording income/expenses, has budgeting feature, can also be widget in ios, supports ipad, accessible through web browser as well!Ĭons: free for only 1 wallet need to pay a one time fee for premium, budgets are only for one wallet at a time (but you can do multiple budgets it wont apply to all of your wallets)įocus: savings/expenses/budgets - if you are just starting your journey, tracking your expenses and income is the first step! the charts in the reports helped me so much in visualizing how much i spent on non-essential stuff every month. The beginning could be rough but I could say that it is all worth it. I hope this year would motivate us more to stay disciplined yet contented on where we are right now.

This all started when I began tracking my expenses in 2019 and it was a routine and knowledge that significantly changed my outlook on what's essential for me. Personally, I will start 2021 with a peace of mind knowing that I had been responsible on my finances throughout 2020 and I could intuitively make smart decisions moving forward at a young age. Some would like a spreadsheet where they can track their monthly savings rate and some would go for a tracker that could help them clear up debt.

Focus would revolve around which part of account is highlighted (savings/expense/debt).

Some would prefer a complex and more detailed entries while some would prefer a minimalist and more accessible approach such as salaries-expenses format or a phone app widget.

Everyone has different motivations on practicing this discipline.

Create a collection of practical budgeting/expense tracker or apps that fits each members' lifestyle to motivate members on managing finances diligently throughout this year.

Healthy-tipid Meal Prep - saving through healthy meal prep and baon.

Worth-It - a bit pricey but lasting purchase.

Mas Tipid - a better alternative compared sa mga nakasanayan.

Saving Strategy - sharing of personal strategies and advices.

Frugal Mindset - share your philosophies, principles and disciplines about finances.

Minimalism - elimination of costly and obsolete things (can be space/time saving).

Poverty Finance - living strictly on essentials-only lifestyleī) Sharing Own Ideas / Authors' Strategy:.

Personal Finance - for saving advice or budget feedback.

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Individual post submission are mainly for sharing ideas / strategy discussions, except 2 flair types.Stay on-topic and treat others with respect.Hi phmoneysavers! Welcome to r/phmoneysaving, where we aim to grow through a frugal and minimalist mindset: a collection of ideas, principles and discipline for Filipinos to significantly improve financial decisions.

Monthly expenses excel spreadsheet reddit